Dear <First Name>,

When you’re looking for a new home, you shouldn’t have to worry about your financing. That’s why Sb1 offers many different mortgages. We’ll find one that’s just right for your financial situation.

Fixed Rate Mortgage
The right loan if you plan to stay in your home at least 5 years. Enjoy the same interest rate and payment for the life of your loan. You can borrow up to 95% loan-to-value and choose among three convenient repayment terms - 15, 20 and 30 years.
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Adjustable Rate Mortgage (ARM)
Choose an ARM if you think interest rates will go down or if you’re willing to accept that your rate (and monthly payment) might increase. If the initial interest rate is lower than that offered with a Fixed Rate Mortgage, an ARM may make the best sense financially. You can opt for a 1, 3, 5 or 7-year term.
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FHA and VA Loans
In partnership with AnnieMac Mortgage, Sb1 offers a variety of other mortgage loans to include, FHA, VA, Reverse, Conventional, 203k-rehab and more.
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New Construction Loane
The loan you need if you’re planning to build your dream home. It’s best to talk with a Mortgage Specialist about the interest rates and terms available for your specific project.
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Please contact us to help you select the mortgage that's right for you by emailing one of our dedicated Mortgage Specialists at lndng@sb1fcu.org or calling us at 215.569.3700 ext.75405.
To view daily mortgage rates, click here.

Simply better chemistry with your money!