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Transfer your auto loan and earn 1% cash back up to $1,000 for holiday expenses - plus no payments for 1 month!

IN 2015

The holidays are coming! Transfer your existing auto loan to Pathways Financial Credit Union and prepare for seasonal expenses with 1% cash back up to $1,000 and no payments for a month.

A new low rate is sure to put a twinkle in your eye - in fact, we'll pay you $50 if we can't beat your current interest rate or monthly payment.*

Calculate how much you can save below. Go on. Put us to the test!


Your Savings

Transfer bonus - $
No payments for 1 mo. - $ ***Extra holiday cash - $


Apply online, by phone or at a branch today. Loans process as quick as one day!
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* Your interest rate and repayment terms will be based on your individual credit history. For cash back offer: Minimum loan amount $3,000; you will earn 1% of the auto loan balance transferred; maximum cash back $1,000. Early payment penalty fee will be assessed if transferred auto loan is paid off within the first 6 months. If Pathways cannot provide a lower Annual Percentage Rate (APR) or lower payment than your existing monthly payment, applicant will receive a $50 cash bonus to be deposited to his or her share account. Applicant must be eligible and approved for financing at Pathways. Cash bonus will be deposited within 30 days of auto loan approval and after applicant presents a copy of signed loan note and disclosure from the competitor. Dealer manufacturer financing is excluded from this program. Member must have an active savings account at PFCU and be in good standing with the credit union in order to qualify. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Offer valid through December 31, 2015. We reserve the right to extend or end this promotion at any time. To obtain additional information please contact your loan branch of PFCU. Existing Pathways loans not eligible for this offer. **Calculator based on best case scenario. Holiday cash is calculated by adding your estimated transfer bonus to the payment savings over the first month.